Previously Known As : Aditya Birla Sun Life Income Plus
Aditya Birla Sun Life Income Fund Datagrid
Category Medium to Long Duration Fund
BMSMONEY Rank 8
Rating
Growth Option 04-12-2025
NAV ₹126.51(R) +0.03% ₹136.68(D) +0.03%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 4.97% 6.63% 5.31% 7.06% 6.98%
Direct 5.44% 7.09% 5.77% 7.59% 7.61%
Benchmark
SIP (XIRR) Regular 3.45% 6.26% 5.28% 5.88% 6.36%
Direct 3.91% 6.73% 5.73% 6.35% 6.9%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.56 0.24 0.61 -0.87% 0.01
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
2.3% -1.89% -1.62% 0.96 1.72%
Fund AUM As on: 30/06/2025 2298 Cr
Top Medium to Long Duration Fund
Fund Name Rank Rating
Icici Prudential Bond Fund 1
JM Medium to Long Duration Fund 2
LIC MF Medium to Long Duration Fund 3

NAV Date: 04-12-2025

Scheme Name NAV Rupee Change Percent Change
Aditya Birla Sun Life Income Fund - Regular - IDCW 11.95
0.0000
0.0300%
Aditya Birla Sun Life Income Fund - Direct - IDCW 12.76
0.0000
0.0300%
Aditya Birla Sun Life Income Fund - Regular - Quarterly IDCW 13.25
0.0000
0.0300%
Aditya Birla Sun Life Income Fund - Direct - Quarterly IDCW 14.25
0.0000
0.0300%
Aditya Birla Sun Life Income Fund - Growth - Regular Plan 126.51
0.0400
0.0300%
Aditya Birla Sun Life Income Fund - Growth - Direct Plan 136.68
0.0400
0.0300%

Review Date: 04-12-2025

Beginning of Analysis

In the Medium to Long Duration Fund category, Aditya Birla Sun Life Income Fund is the 8th ranked fund. The category has total 13 funds. The 3 star rating shows an average past performance of the Aditya Birla Sun Life Income Fund in Medium to Long Duration Fund. The fund has a Jensen Alpha of -0.87% which is lower than the category average of -0.73%. The fund has a Sharpe Ratio of 0.56 which is lower than the category average of 0.56.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Medium to Long Duration Mutual Funds are ideal for long-term investors seeking higher returns by taking advantage of interest rate movements. These funds invest in debt instruments with a portfolio duration of 4 to 7 years, making them highly sensitive to interest rate changes. While they offer the potential for significant capital appreciation in a falling interest rate environment, they also carry higher risks, including interest rate risk and volatility. Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing in these funds. Additionally, choosing funds managed by experienced professionals can help navigate interest rate cycles effectively.

Aditya Birla Sun Life Income Fund Return Analysis

  • The fund has given a return of 0.05%, 1.28 and 0.13 in last one, three and six months respectively. In the same period the category average return was 0.15%, 1.41% and 0.63% respectively.
  • Aditya Birla Sun Life Income Fund has given a return of 5.44% in last one year. In the same period the Medium to Long Duration Fund category average return was 5.89%.
  • The fund has given a return of 7.09% in last three years and ranked 11.0th out of 13 funds in the category. In the same period the Medium to Long Duration Fund category average return was 7.48%.
  • The fund has given a return of 5.77% in last five years and ranked 8th out of 13 funds in the category. In the same period the Medium to Long Duration Fund category average return was 6.3%.
  • The fund has given a return of 7.61% in last ten years and ranked 6th out of 13 funds in the category. In the same period the category average return was 7.16%.
  • The fund has given a SIP return of 3.91% in last one year whereas category average SIP return is 4.75%. The fund one year return rank in the category is 10th in 13 funds
  • The fund has SIP return of 6.73% in last three years and ranks 11th in 13 funds. LIC MF Medium to Long Duration Fund has given the highest SIP return (8.04%) in the category in last three years.
  • The fund has SIP return of 5.73% in last five years whereas category average SIP return is 6.31%.

Aditya Birla Sun Life Income Fund Risk Analysis

  • The fund has a standard deviation of 2.3 and semi deviation of 1.72. The category average standard deviation is 2.36 and semi deviation is 1.74.
  • The fund has a Value at Risk (VaR) of -1.89 and a maximum drawdown of -1.62. The category average VaR is -1.69 and the maximum drawdown is -1.66. The fund has a beta of 0.95 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Medium to Long Duration Fund Category
  • Good Performance in Medium to Long Duration Fund Category
  • Poor Performance in Medium to Long Duration Fund Category
  • Very Poor Performance in Medium to Long Duration Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.02
    0.09
    		-0.32 | 0.25 10 | 13 Average
    3M Return % 1.18
    1.24
    		0.61 | 1.55 9 | 13 Average
    6M Return % -0.10
    0.28
    		-0.31 | 1.49 10 | 13 Average
    1Y Return % 4.97
    5.13
    		3.24 | 6.45 9 | 13 Average
    3Y Return % 6.63
    6.69
    		5.76 | 7.48 9 | 13 Average
    5Y Return % 5.31
    5.51
    		4.02 | 10.51 5 | 13 Good
    7Y Return % 7.06
    6.34
    		3.76 | 7.82 4 | 13 Very Good
    10Y Return % 6.98
    6.36
    		4.13 | 7.49 4 | 13 Very Good
    15Y Return % 7.54
    7.19
    		6.58 | 7.84 3 | 11 Very Good
    1Y SIP Return % 3.45
    4.00
    		2.75 | 5.24 10 | 13 Average
    3Y SIP Return % 6.26
    6.39
    		5.43 | 7.21 9 | 13 Average
    5Y SIP Return % 5.28
    5.53
    		4.37 | 7.95 7 | 13 Good
    7Y SIP Return % 5.88
    5.85
    		4.80 | 9.02 5 | 13 Good
    10Y SIP Return % 6.36
    5.98
    		4.44 | 7.93 4 | 13 Very Good
    15Y SIP Return % 6.77
    6.35
    		4.54 | 7.73 4 | 13 Very Good
    Standard Deviation 2.30
    2.36
    		1.95 | 3.76 8 | 13 Good
    Semi Deviation 1.72
    1.74
    		1.43 | 2.66 9 | 13 Average
    Max Drawdown % -1.62
    -1.66
    		-3.60 | -0.86 8 | 13 Good
    VaR 1 Y % -1.89
    -1.69
    		-2.28 | -0.98 10 | 13 Average
    Average Drawdown % -0.61
    -0.60
    		-1.57 | -0.28 10 | 13 Average
    Sharpe Ratio 0.56
    0.56
    		0.21 | 1.01 6 | 13 Good
    Sterling Ratio 0.61
    0.61
    		0.52 | 0.70 6 | 13 Good
    Sortino Ratio 0.24
    0.25
    		0.09 | 0.47 6 | 13 Good
    Jensen Alpha % -0.87
    -0.73
    		-2.26 | 0.86 6 | 13 Good
    Treynor Ratio 0.01
    0.01
    		0.00 | 0.02 7 | 13 Good
    Modigliani Square Measure % 6.33
    6.33
    		4.34 | 8.08 7 | 13 Good
    Alpha % -1.53
    -1.32
    		-2.21 | -0.53 9 | 13 Average
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.05 0.15 -0.26 | 0.29 12 | 13 Average
    3M Return % 1.28 1.41 0.90 | 1.76 11 | 13 Average
    6M Return % 0.13 0.63 0.12 | 1.94 12 | 13 Average
    1Y Return % 5.44 5.89 4.19 | 7.21 9 | 13 Average
    3Y Return % 7.09 7.48 6.65 | 8.12 11 | 13 Average
    5Y Return % 5.77 6.30 4.71 | 11.24 8 | 13 Good
    7Y Return % 7.59 7.13 4.53 | 8.51 6 | 13 Good
    10Y Return % 7.61 7.16 4.99 | 8.21 6 | 13 Good
    1Y SIP Return % 3.91 4.75 3.73 | 6.18 10 | 13 Average
    3Y SIP Return % 6.73 7.18 6.25 | 8.04 11 | 13 Average
    5Y SIP Return % 5.73 6.31 5.07 | 8.76 11 | 13 Average
    7Y SIP Return % 6.35 6.64 5.53 | 9.78 8 | 13 Good
    10Y SIP Return % 6.90 6.78 5.17 | 8.63 6 | 13 Good
    Standard Deviation 2.30 2.36 1.95 | 3.76 8 | 13 Good
    Semi Deviation 1.72 1.74 1.43 | 2.66 9 | 13 Average
    Max Drawdown % -1.62 -1.66 -3.60 | -0.86 8 | 13 Good
    VaR 1 Y % -1.89 -1.69 -2.28 | -0.98 10 | 13 Average
    Average Drawdown % -0.61 -0.60 -1.57 | -0.28 10 | 13 Average
    Sharpe Ratio 0.56 0.56 0.21 | 1.01 6 | 13 Good
    Sterling Ratio 0.61 0.61 0.52 | 0.70 6 | 13 Good
    Sortino Ratio 0.24 0.25 0.09 | 0.47 6 | 13 Good
    Jensen Alpha % -0.87 -0.73 -2.26 | 0.86 6 | 13 Good
    Treynor Ratio 0.01 0.01 0.00 | 0.02 7 | 13 Good
    Modigliani Square Measure % 6.33 6.33 4.34 | 8.08 7 | 13 Good
    Alpha % -1.53 -1.32 -2.21 | -0.53 9 | 13 Average
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Aditya Birla Sun Life Income Fund NAV Regular Growth Aditya Birla Sun Life Income Fund NAV Direct Growth
    04-12-2025 126.5136 136.6816
    03-12-2025 126.4608 136.6229
    02-12-2025 126.4779 136.6398
    01-12-2025 126.4837 136.6445
    28-11-2025 126.6714 136.8426
    27-11-2025 126.8261 137.0081
    26-11-2025 126.8771 137.0616
    25-11-2025 126.8078 136.9852
    24-11-2025 126.6705 136.8353
    21-11-2025 126.5426 136.6924
    20-11-2025 126.5838 136.7354
    19-11-2025 126.5549 136.7026
    18-11-2025 126.4289 136.5649
    17-11-2025 126.3893 136.5205
    14-11-2025 126.3535 136.4772
    13-11-2025 126.5845 136.7251
    12-11-2025 126.705 136.8537
    11-11-2025 126.6656 136.8096
    10-11-2025 126.6437 136.7843
    07-11-2025 126.5475 136.6757
    06-11-2025 126.5194 136.6438
    04-11-2025 126.4929 136.612

    Fund Launch Date: 01/Jan/1994
    Fund Category: Medium to Long Duration Fund
    Investment Objective: The objective of the scheme is to generate consistent income through superior yields on its investments at moderate levels of risk through a diversified investment approach. This income may be complemented by price changes of instruments in the portfolio.
    Fund Description: The scheme is positioned in the medium to long duration fund category. Owing to its mandate the scheme will invest in a portfolio of debt and money market securities of varied maturities to maintain a Macaulay duration in the range of 4-7 yrs.
    Fund Benchmark: CRISIL Composite Bond Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.