Previously Known As : Aditya Birla Sun Life Income Plus
Aditya Birla Sun Life Income Fund Datagrid
Category Medium to Long Duration Fund
BMSMONEY Rank 9
Rating
Growth Option 27-01-2026
NAV ₹126.31(R) -0.05% ₹136.55(D) -0.04%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 3.94% 6.43% 5.21% 6.85% 7.03%
Direct 4.4% 6.89% 5.67% 7.37% 7.65%
Benchmark
SIP (XIRR) Regular 1.85% 5.54% 5.63% 5.48% 6.11%
Direct 2.3% 6.0% 6.09% 5.95% 6.64%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.42 0.19 0.58 -0.27% 0.01
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
2.3% -1.89% -1.62% 0.92 1.69%
Fund AUM As on: 30/12/2025 2117 Cr
Top Medium to Long Duration Fund
Fund Name Rank Rating
Icici Prudential Bond Fund 1
LIC MF Medium to Long Duration Fund 2
JM Medium to Long Duration Fund 3

NAV Date: 27-01-2026

Scheme Name NAV Rupee Change Percent Change
Aditya Birla Sun Life Income Fund - Regular - IDCW 11.93
-0.0100
-0.0500%
Aditya Birla Sun Life Income Fund - Direct - IDCW 12.75
-0.0100
-0.0400%
Aditya Birla Sun Life Income Fund - Regular - Quarterly IDCW 13.05
-0.0100
-0.0500%
Aditya Birla Sun Life Income Fund - Direct - Quarterly IDCW 14.04
-0.0100
-0.0400%
Aditya Birla Sun Life Income Fund - Growth - Regular Plan 126.31
-0.0600
-0.0500%
Aditya Birla Sun Life Income Fund - Growth - Direct Plan 136.55
-0.0600
-0.0400%

Review Date: 27-01-2026

Beginning of Analysis

Aditya Birla Sun Life Income Fund is the 8th ranked fund in the Medium to Long Duration Fund category. The category has total 13 funds. The Aditya Birla Sun Life Income Fund has shown an average past performence in Medium to Long Duration Fund. The fund has a Jensen Alpha of -0.27% which is lower than the category average of -0.15%. The fund has a Sharpe Ratio of 0.42 which is lower than the category average of 0.45.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Medium to Long Duration Mutual Funds are ideal for long-term investors seeking higher returns by taking advantage of interest rate movements. These funds invest in debt instruments with a portfolio duration of 4 to 7 years, making them highly sensitive to interest rate changes. While they offer the potential for significant capital appreciation in a falling interest rate environment, they also carry higher risks, including interest rate risk and volatility. Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing in these funds. Additionally, choosing funds managed by experienced professionals can help navigate interest rate cycles effectively.

Aditya Birla Sun Life Income Fund Return Analysis

  • The fund has given a return of -0.36%, -0.11 and 0.21 in last one, three and six months respectively. In the same period the category average return was -0.26%, 0.13% and 0.71% respectively.
  • Aditya Birla Sun Life Income Fund has given a return of 4.4% in last one year. In the same period the Medium to Long Duration Fund category average return was 5.09%.
  • The fund has given a return of 6.89% in last three years and ranked 11.0th out of 13 funds in the category. In the same period the Medium to Long Duration Fund category average return was 7.35%.
  • The fund has given a return of 5.67% in last five years and ranked 8th out of 13 funds in the category. In the same period the Medium to Long Duration Fund category average return was 6.21%.
  • The fund has given a return of 7.65% in last ten years and ranked 6th out of 13 funds in the category. In the same period the category average return was 7.13%.
  • The fund has given a SIP return of 2.3% in last one year whereas category average SIP return is 3.07%. The fund one year return rank in the category is 13th in 13 funds
  • The fund has SIP return of 6.0% in last three years and ranks 11th in 13 funds. LIC MF Medium to Long Duration Fund has given the highest SIP return (7.38%) in the category in last three years.
  • The fund has SIP return of 6.09% in last five years whereas category average SIP return is 6.66%.

Aditya Birla Sun Life Income Fund Risk Analysis

  • The fund has a standard deviation of 2.3 and semi deviation of 1.69. The category average standard deviation is 2.36 and semi deviation is 1.72.
  • The fund has a Value at Risk (VaR) of -1.89 and a maximum drawdown of -1.62. The category average VaR is -1.69 and the maximum drawdown is -1.66. The fund has a beta of 0.95 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Medium to Long Duration Fund Category
  • Good Performance in Medium to Long Duration Fund Category
  • Poor Performance in Medium to Long Duration Fund Category
  • Very Poor Performance in Medium to Long Duration Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.40
    -0.31
    		-0.81 | -0.15 12 | 13 Average
    3M Return % -0.22
    -0.04
    		-0.80 | 0.38 12 | 13 Average
    6M Return % 0.00
    0.36
    		0.00 | 0.81 13 | 13 Poor
    1Y Return % 3.94
    4.34
    		3.20 | 5.83 10 | 13 Average
    3Y Return % 6.43
    6.57
    		5.65 | 7.50 10 | 13 Average
    5Y Return % 5.21
    5.43
    		3.99 | 9.96 5 | 13 Good
    7Y Return % 6.85
    6.17
    		3.54 | 7.75 4 | 13 Very Good
    10Y Return % 7.03
    6.34
    		4.17 | 7.37 4 | 13 Very Good
    15Y Return % 7.41
    7.17
    		6.48 | 7.82 4 | 12 Good
    1Y SIP Return % 1.85
    2.34
    		1.47 | 3.71 12 | 13 Average
    3Y SIP Return % 5.54
    5.65
    		4.83 | 6.77 8 | 13 Good
    5Y SIP Return % 5.63
    5.88
    		4.79 | 7.85 7 | 13 Good
    7Y SIP Return % 5.48
    5.50
    		4.48 | 8.40 5 | 13 Good
    10Y SIP Return % 6.11
    5.75
    		4.26 | 7.53 4 | 13 Very Good
    15Y SIP Return % 6.81
    6.38
    		4.59 | 7.65 4 | 13 Very Good
    Standard Deviation 2.30
    2.36
    		1.96 | 3.78 8 | 13 Good
    Semi Deviation 1.69
    1.72
    		1.42 | 2.65 8 | 13 Good
    Max Drawdown % -1.62
    -1.66
    		-3.60 | -0.86 8 | 13 Good
    VaR 1 Y % -1.89
    -1.69
    		-2.28 | -0.98 10 | 13 Average
    Average Drawdown % -0.61
    -0.56
    		-1.29 | -0.28 10 | 13 Average
    Sharpe Ratio 0.42
    0.45
    		0.06 | 0.95 8 | 13 Good
    Sterling Ratio 0.58
    0.58
    		0.50 | 0.68 7 | 13 Good
    Sortino Ratio 0.19
    0.21
    		0.03 | 0.44 9 | 13 Average
    Jensen Alpha % -0.27
    -0.15
    		-1.57 | 1.57 6 | 13 Good
    Treynor Ratio 0.01
    0.01
    		0.00 | 0.02 9 | 13 Average
    Modigliani Square Measure % 6.13
    6.19
    		4.24 | 8.10 7 | 13 Good
    Alpha % -1.15
    -0.88
    		-1.86 | 0.03 10 | 13 Average
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.36 -0.26 -0.74 | -0.08 12 | 13 Average
    3M Return % -0.11 0.13 -0.59 | 0.53 12 | 13 Average
    6M Return % 0.21 0.71 0.21 | 1.17 13 | 13 Poor
    1Y Return % 4.40 5.09 3.88 | 6.25 12 | 13 Average
    3Y Return % 6.89 7.35 6.48 | 8.06 11 | 13 Average
    5Y Return % 5.67 6.21 4.68 | 10.69 8 | 13 Good
    7Y Return % 7.37 6.97 4.29 | 8.45 6 | 13 Good
    10Y Return % 7.65 7.13 5.02 | 8.11 6 | 13 Good
    1Y SIP Return % 2.30 3.07 2.30 | 4.13 13 | 13 Poor
    3Y SIP Return % 6.00 6.43 5.57 | 7.38 11 | 13 Average
    5Y SIP Return % 6.09 6.66 5.48 | 8.67 11 | 13 Average
    7Y SIP Return % 5.95 6.28 5.17 | 9.16 8 | 13 Good
    10Y SIP Return % 6.64 6.54 4.98 | 8.23 6 | 13 Good
    Standard Deviation 2.30 2.36 1.96 | 3.78 8 | 13 Good
    Semi Deviation 1.69 1.72 1.42 | 2.65 8 | 13 Good
    Max Drawdown % -1.62 -1.66 -3.60 | -0.86 8 | 13 Good
    VaR 1 Y % -1.89 -1.69 -2.28 | -0.98 10 | 13 Average
    Average Drawdown % -0.61 -0.56 -1.29 | -0.28 10 | 13 Average
    Sharpe Ratio 0.42 0.45 0.06 | 0.95 8 | 13 Good
    Sterling Ratio 0.58 0.58 0.50 | 0.68 7 | 13 Good
    Sortino Ratio 0.19 0.21 0.03 | 0.44 9 | 13 Average
    Jensen Alpha % -0.27 -0.15 -1.57 | 1.57 6 | 13 Good
    Treynor Ratio 0.01 0.01 0.00 | 0.02 9 | 13 Average
    Modigliani Square Measure % 6.13 6.19 4.24 | 8.10 7 | 13 Good
    Alpha % -1.15 -0.88 -1.86 | 0.03 10 | 13 Average
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Aditya Birla Sun Life Income Fund NAV Regular Growth Aditya Birla Sun Life Income Fund NAV Direct Growth
    27-01-2026 126.3132 136.5498
    23-01-2026 126.3717 136.6068
    22-01-2026 126.4468 136.6864
    21-01-2026 126.2618 136.4849
    20-01-2026 126.2044 136.4213
    19-01-2026 126.1651 136.3772
    16-01-2026 126.2182 136.4299
    14-01-2026 126.3403 136.5588
    13-01-2026 126.4688 136.6961
    12-01-2026 126.61 136.8471
    09-01-2026 126.4612 136.6816
    08-01-2026 126.5175 136.7408
    07-01-2026 126.5939 136.8218
    06-01-2026 126.598 136.8247
    05-01-2026 126.6736 136.9048
    02-01-2026 126.8923 137.1364
    01-01-2026 126.8518 137.0911
    31-12-2025 126.8381 137.0747
    30-12-2025 126.6891 136.9121
    29-12-2025 126.8159 137.0476

    Fund Launch Date: 01/Jan/1994
    Fund Category: Medium to Long Duration Fund
    Investment Objective: The objective of the scheme is to generate consistent income through superior yields on its investments at moderate levels of risk through a diversified investment approach. This income may be complemented by price changes of instruments in the portfolio.
    Fund Description: The scheme is positioned in the medium to long duration fund category. Owing to its mandate the scheme will invest in a portfolio of debt and money market securities of varied maturities to maintain a Macaulay duration in the range of 4-7 yrs.
    Fund Benchmark: CRISIL Composite Bond Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.